Perhaps one of the biggest challenges that a family faces is finding assisted living facilities that will work with a low income. While it’s most certainly a priority to get your loved one into a safe place that will take care of them, most people’s financial plans don’t cover these needed expenses. So what are you supposed to do? Fortunately, there are a select few assisted living facilities that offer more affordable choices to people who require them. We believe that while there are some good options out there, we need to come up with more choices for people that are being priced out of Assisted living.
Low Income Program Options:
1.) Veterans Aid and Attendance
If you’ve served on active duty and then was honorably discharged in any of the Armed Forces such as the Army, Navy, Air Force, Marine Corps, and Coast Guard, you are considered a Veteran and can receive financial aid. This Veteran Aid and Attendance Program is specifically designed to help supplement the cost of assisted living facilities for lower income veterans and their spouses. Qualification is based on care needs, and financial assets. The only requirement is that you or your spouse must have a served at least one day during a time of war. So if you’re stressing about getting yourself or your spouse into Assisted Living, consider this program that will qualify you for Aid & Assistance by Lifetime Solutions.
2.) Medi-Cal Assisted Living Waiver Program
For those who are not veterans but still need financial aid in joining an Assisted Living facility, this state program supplements the care costs for lower income elderly. Qualification of the Medi-Cal Assisted Living Waiver Program is also based on care needs and assets. The goal of the this program is to create a safe and timely transition of Medi-Cal eligible seniors and persons with disabilities from a nursing facility to a community home-like setting such as Assisted Living. Your eligibility is determined by registered nurses employed by a Care Coordination Agency. With this program, you or your loved one can receive financial aid to help you get into a great Assisted Living facility.
Assisted Living Facilities to Choose
With 10,000 people a day turning 65, the demand for assisted living facilities is growing at a fast rate. With that demand comes higher prices, which ultimately excludes people that were barely able to afford the rent and care costs required to move in. This is why Lifetime Solutions offers two Assisted Living financial aid programs to help you pay for the switch into our facility. Both programs have been very successful in helping people transition and ultimately afford the care they need in a assisted environment.